SERVICES

Jennifer Mendes Wealth Creation Services provides an array of financial solutions to meet your requirements.

Every investment begins with a financial goal or objective. The core of our business is identifying this financial goal and providing a means to the end. You may choose to save for long term goals such as your child’ education or marriage, retirement; or short term goals such as an overseas holiday, car or home. Whatever may be your objective, you need to ensure that your hard earned money works as hard for you. With inflation eating into our returns, we need to invest smartly in instruments that not only beat inflation but beat the benchmark.

As people age, the asset allocation has to undergo a change. We can help you at every stage of your life – When you are young, we help you accumulate wealth through equity assets. You have “time” on your hands and can invest in instruments that yield return in the long term. As you approach middle age, the proportion of equity will reduce and debt will increase. When you approach, old age, a further decrease in proportion of equity is warranted with a consequent increase in the proportion of debt.

We strive to understand your financial goals, your dreams and aspirations. Based on our assessment of your risk profile, we help you chalk out your financial plan. Our services are aimed at picking out those investments that help you meet your financial objective.

Wealth Management: As your income increases, the task of managing the same also increases. We help plan your portfolio, identify investment opportunities commensurate to your risk appetite and implement the same for you.

Investment advisory: We offer a bouquet of products as enumerated below:

  1. Mutual Funds
  2. Fixed deposits
  3. Tax saving plans
  4. Life Insurance
  5. Medical insurance
  6. Postal deposits
  7. Capital Gain Bonds
  8. Senior citizen schemes
  9. Child education plans
  10. Government of India bonds
  11. Retirement plans
  12. PAN cards for new investors

Retirement planning: What an individual will do after retirement, plays a big role in retirement planning. It requires careful consideration as you need a steady stream of income that will maintain your lifestyle. A well planned retirement plan will help you enjoy this new phase of life to the fullest. 
In case you are already retired, we can review your portfolio to ensure that your capital is not eroded and maximise your retirement income.

Tax Planning: We offer tax saving solutions under Section 80C of the Income Tax Act 1961. Section 80 C offers investment opportunities of Rs. 1,50,000 in each financial year. Amongst, the avenues available under Section 80C, investment in Equity Linked Saving Schemes are the most lucrative with the shortest lock in period of 3 years ( As opposed to 5 years in bank deposits, PPF lock in etc)

We also offer tax planning services to help you reduce your tax liability and keep more of what you earn. We offer the expertise of an in-house chartered accountant for tax planning.

Insurance planning: We help you evaluate and understand your insurance requirements based on your family responsibilities. We offer general, health and life insurance solutions to reputed partners.

NRI Investments: We provide online assistance to NRI investors to invest in Mutual Funds through their NRE accounts. We send you ongoing progress reports to ensure that you are always in touch with your investments back home.

Are you interested in investing in Real Estate... Please read the following carefully